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IELTS Speaking Practice: Buying Travel Insurance for a Diving Trip

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Buying Travel Insurance for a Diving Trip - Advanced English Learning Podcast - LexiTalk
🔥 Advanced · IELTS · B2 · 2026.05.04 · 1m39s

🎧 IELTS Listening & Speaking Practice

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Five-Pass Listening Method

Turn one listening piece into reusable English input

Do not stop at one play. Split the same episode into five passes: gist first, then language support, shadowing, dictation, and a final replay without subtitles.

Pass 1

Blind listen

Listen without subtitles and only catch the big idea, topic, and main information.

Pass 2

English subtitles

Clear up unknown words and hard sentences. Use a dictionary and short notes if needed.

Pass 3

Shadowing

Repeat line by line and imitate pronunciation, rhythm, stress, and intonation.

Pass 4

Dictation

Pick a few key sentences and write what you hear to train form and structure.

Pass 5

Replay without subtitles

Listen again with no text support and notice what is now easier and clearer.

After Training

Share and retell

Share notes, new words, or one useful concept, then retell the episode in your own words.

Next Step

From intensive to extensive

Recycle intensively studied episodes as background listening and scale volume with familiar material.

Pass 1Pass 2Pass 3Pass 4Pass 5

📝 IELTS Speaking Dialogue Transcript

Insurance Agent: Good morning. TravelSafe, this is Lisa in customer services. How can I help? Traveler: Morning. I'm planning a diving holiday and want travel insurance. I'm a bit timorous about medical cover for diving. Insurance Agent: That's understandable. Many customers feel timorous before they see exact terms. Are you decisive or a little irresolute about which plan to choose? Traveler: I'm rather irresolute. The website offered several levels and I wasn't sure which covered scuba. I was timorous because of possible exclusions. Insurance Agent: Right. The standard plan costs 120 sterling with a 50 sterling excess. We accept payment in sterling or by card. Traveler: 120 sterling, okay. Does the policy include decompression treatment if something goes wrong with a dive? Insurance Agent: Yes. We cover decompression treatment and evacuation up to policy limits if you get decompression sickness. However, scuba diving is not standard and needs the adventure-sports add-on. Traveler: What about lost luggage and passport replacement? Insurance Agent: Lost luggage and passport replacement are included on the standard plan. Trip cancellation is covered only for serious illness or bereavement, not for changed minds at work. Insurance Agent: One important point. You must not wittingly conceal any pre-existing medical conditions when you apply. Traveler: What happens if someone wittingly withholds information? Insurance Agent: If a claimant wittingly withholds details, the insurer may void the policy and deny claims. We also offer a 24-hour helpline based in London for emergencies. Traveler: Thanks. I was irresolute but this helps. I like that you cover decompression and that you accept sterling. The clear answers reduce my timorous feeling.

📝 📚 IELTS Practice Questions

1

How much does the standard plan cost?

2

Which diving-related service is explicitly mentioned as covered?

3

What must applicants not do when applying?

4

Why was the traveler described as timorous and irresolute?

5

What is the likely consequence if a claimant wittingly withholds details?

6

In this passage, what does the word 'irresolute' most nearly mean?

7

Which currency and payment method did the agent confirm were accepted?

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