Pasada 1
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Pasada 2
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Pasada 3
Shadowing
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Pasada 4
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Pasada 5
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📝 Transcripción diálogo IELTS Speaking
Insurance Agent: Good afternoon. This is Continental Travel Insurance. How can I help?
Traveler: Hi, I'm leaving in five days and want to check cover for medical things. I carry medication and recently had scans for a possible malignancy.
Insurance Agent: Right. Our policy covers emergency treatment and evacuation up to $100,000. It covers acute care but generally excludes treatment for pre-existing malignancy unless declared in advance.
Traveler: So if a new malignancy is diagnosed abroad, would that be covered?
Insurance Agent: A sudden new diagnosis may be covered as an emergency. But ongoing cancer care for an existing malignancy is usually excluded unless you bought an add-on.
Traveler: What about my medicines? I'm worried about potency after long flights or if they get warm in my luggage.
Insurance Agent: We cover replacement of essential drugs if lost. We don't usually cover loss of potency due to poor storage by the traveller, but we may reimburse if a flight delay caused spoilage.
Traveler: Okay. I'm also concerned about food and sanitation while abroad. If I get a sanitation-related illness, will treatment be paid?
Insurance Agent: Yes, treatment for sanitation-related gastrointestinal problems is covered as medical expense. Good hygiene and observing local sanitation advice are recommended.
Traveler: One more thing: the clinic here asked me to provide samples that I must excrete, like urine and stool, for tests. Can you help with lab fees?
Insurance Agent: We usually cover essential lab tests requested by a treating doctor, including samples you need to excrete. If tests require special handling, tell us and we'll arrange transport.
Traveler: My oncologist mentioned possible electron beam therapy and even electron microscope analysis of biopsy samples. Should I notify you?
Insurance Agent: Yes. Procedures such as electron beam therapy or specialised electron microscopy should be pre-authorised. Call us before treatment so we can confirm cover and organise pre-payment.
📝 📚 Preguntas de práctica IELTS
1
According to the agent, how much does the policy cover for evacuation and emergency treatment?
Respuesta Incorrecta
Respuesta Correcta:
C
Explicación:
The agent states the policy covers emergency treatment and evacuation up to $100,000. A and B are incorrect amounts, and D is wrong because the agent specified a fixed limit.
2
Which of the following is true about coverage for pre-existing malignancy?
Respuesta Incorrecta
Respuesta Correcta:
B
Explicación:
The agent explains ongoing cancer care for an existing malignancy is usually excluded unless an add-on is bought. A and C are incorrect because they contradict this exclusion. D is incorrect because sudden new diagnoses may be covered as emergencies.
3
What does the agent say about loss of medication potency?
Respuesta Incorrecta
Respuesta Correcta:
A
Explicación:
The agent states they don't usually cover loss of potency due to poor storage by the traveller, but may reimburse if a flight delay caused spoilage. B is wrong because coverage isn't automatic, C is incorrect as they do replace essential drugs if lost, and D is unsupported by the passage.
4
Why should the traveller notify the insurer before undergoing electron beam therapy?
Respuesta Incorrecta
Respuesta Correcta:
B
Explicación:
The agent advises calling before treatment so the insurer can confirm cover and organise pre-payment. A is false — the insurer doesn't perform therapy, C is untrue and not mentioned, and D is implausible and unsupported.
5
What is implied about sanitation and traveller behaviour?
Respuesta Incorrecta
Respuesta Correcta:
B
Explicación:
The agent recommends good hygiene and observing local sanitation advice, implying travellers should follow these measures to reduce illness risk. A is wrong because sanitation relates to covered illnesses; C is not stated; D contradicts the agent, who said sanitation-related illness treatment is covered.
6
Vocabulary in context: In the sentence 'loss of potency due to poor storage,' what does 'potency' most nearly mean?
Respuesta Incorrecta
Respuesta Correcta:
A
Explicación:
'Potency' here refers to the strength or effectiveness of the medication. B, C, and D are unrelated meanings and do not fit the context.
7
Why did the traveller mention samples he must excrete?
Respuesta Incorrecta
Respuesta Correcta:
A
Explicación:
The traveller asks if the insurer can help with lab fees for samples he must excrete, such as urine and stool. B, C, and D are implausible and not supported by the dialogue.
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